Personal Insurance
General Insurance Services
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Brochure
General Insurance
Personal Insurance
At Tsehay Insurance S.C., we understand the importance of safeguarding your life and health. Our Personal Insurance solutions provide coverage for accidents, illness, and travel-related risks — for both individuals and groups. Whether you’re looking for individual protection or coverage for your team or family, we have options tailored to your needs.
Personal Accident (PA) Insurance
Protect Yourself Against Life’s Uncertainties
This insurance protects an individual against bodily injuries caused by violent, accidental, external, and visible means. This coverage is ideal for individuals seeking financial support in the event of unforeseen accidents. The coverage applies when such injuries are the direct and immediate cause of:
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Death
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Permanent or Temporary Disablement
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Partial or Total Disability
Group Personal Accident (GPA) Insurance
Collective Protection for Groups
Group Personal Accident Insurance provides the same coverage as individual PA insurance but is offered to a group of persons gathered for any purpose other than insurance. It’s suitable for Companies, NGOs, Educational institutions and Community organizations.
This plan ensures that the welfare of your team or members is protected under one unified policy. Coverage Includes:
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Accidental Death
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Permanent or Temporary Disablement
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Partial or Total Disability
Health Insurance Coverage
Affordable Medical Care for You and Your Family
This insurance covers non-pre-existing sicknesses or diseases that appear during the policy period and require hospitalization or pharmaceutical treatment. It excludes learning disabilities, attitudinal disorders, and disciplinary issues.
Covered Expenses:
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Policyholder’s parents
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Spouse
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Children (including adopted)
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Siblings
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Other family members
Eligible Persons Include:
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Hospitalization (doctor visits, lab tests, diagnostics, medications)
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Room and boarding
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Nursing care
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Surgical, anesthesia, blood, oxygen, radiotherapy charges
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Limited ambulance service
Travel Insurance
Peace of Mind Wherever You Go
Designed for international travelers, this policy provides coverage against illness, injury, loss, or liabilities during your journey abroad.
Coverage Highlights:
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Personal Accident
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Emergency Medical Expenses
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Medical Evacuation and Repatriation of Mortal Remains
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Personal Assistance
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Baggage Loss or Damage
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Loss of Documents/Cards
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Trip Delays, Cancellation, or Curtailment
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Personal Liability Abroad
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