This product is issued to cover for a benefit paid to the beneficiary in case of death of the main policyholder and/or the spouse, provided the death occurs within a certain given term. There is no survival benefit. The policy term can be for 1 year, 5 years, 10 years, 15 years, 20 years and 25 years. Minimum entry age for main member is 18 years. Maximum age at entry for main member is 65 years.